Tips

Highlights: Is a credit card the ideal format, or is Afterpay the easier platform in the long run? We flesh out the details and find out. More Australian shoppers today are looking for lighter and more convenient payment options. Afterpay and credit cards are the two top choices to consider. These two main payment platforms …
Working credits apply to unemployed Australians who have access to Centrelink. During unemployment, the government provides you with these credits, and you earn them until you can work. You can use these credits as an addition to your income until it runs out. It is a form of additional monetary support designed to promote the …
COVID-19 or “Coronavirus”, as you may have heard, has claimed many lives all over the world in a span of just a few months. As of 5 pm on Thursday, March 19, 2020, Australia has a total of 607 confirmed cases of which 23 have successfully recovered and sadly, six have died. The dreaded virus …
Having a bad credit rating can seriously hamper your chances of gaining a home loan approval. However, there are ways to give yourself the best possible chance of obtaining bad credit loans. 3. Seek professional advice regarding your credit report Obtaining a copy of your credit report is the first rung on the ladder to …
Payday lending is said to specifically target vulnerable Australians who are in financial distress A recent survey commissioned by Stop the Debt Trap Alliance, a coalition of 20 consumer advocacy groups, revealed that more and more Australians are falling into a debt trap from payday loans. The group is urging the federal government to pass …
What is APR? When you’re looking at finance, whether its for car loans, mortgages or payday loans, it makes good sense to do your due diligence and compare different lenders to find the best deal. Many of us have a tendency to focus on the interest rates lenders are offering. We will favour the lowest …
tips and relevant information on how you can save on your debt, working on your credit rating and get yourself out of the bind.
If you believe that you have bad credit because you have had trouble paying your bills or loans, it is important that you know exactly where you stand. Thankfully, getting your credit score does not have to cost you anything if you use one of the following 10 sites currently offering free credit score checks. …